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Issues in International Banking (Islamic Banking Issues (Training of…
Issues in International Banking
Issues
Asian Financial Crisis
Subprime Crisis
Islamic Banking Issues
Asian Financial Crisis
The multifaceted evidence on the structure of incentives under which corporate and financial sectors operated in the region
Focus in the context of regulatory inadequacies and close relations between public and private banking and financial institutions.
At the corporate level, political forces to maintain high rates of economic growth had led to along tradition of public guarantees to private projects
Low capital adequacy rations
Non-market criteria allocation
Lax supervision and weak regulations
Outright corrupt lending practices
Subprime Crisis
Roots of The Subprime Crisis
through the combination of anumber of factors in which subprime lending played a major part
Housing Bubble
generally are identified after market correction
Contained within the arena of mortgage issuers who had overloaded on subprime loans
Historically Low Interest Rates
caused housing loan
Housing Market Correction
because of the over-valuation of homes during the bubble period
The Rise of Subprime Lending
as rising real estate values led to lenders taking more risks
Declining Risk Premiums
led to lenders considering higher-risk borrower loan.
Islamic Banking Issues
Training of Banking Professionals
Shariah Audit instead of Reliance on Shariah Supervision
Public Awareness
Finance Gap between Islamic Banks and Small Medium Enterprises (SMEs)
Pricing Formulas for Islamic Financial Products
Modus Operandi of Financial Instruments and Documentation
Standarization
Vocabulary of Islamic Banking
Banking industry has been undergoing major consolidation in recent years, with a number of global players emerging through successive M&A. Role of banks has been evolving as countries move through various phases of economic growth
As countries mature economically, the credit role of banks diminishes while role of money and capital market become more important. This development has contributed to increase competitive pressures on banks
Form that collaboration
could take
Connected bank
Consortium Bank
Offshore Banking
Cross Border Banking
Root of the Asian Crisis
Pre-crisis Asian financial and banking sectors