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Financial life cycle (Dependent Stage (Need (Water, Clothes, Food, fere,…
Financial life cycle
Dependent Stage
Age 0-20
Need
Water
Clothes
Food
Wants
Toys
Phones
Computers
Sources of income
Pocket-money
Cash gift
Independent Stage
Age
18-35
Sources of income
Salary
Wages
Needs
Water
Food
Shelter
Clothes
Wants
Car
Phones
Laptop
Maturity Stage
Age 55-65
Needs
Water
Food
Shelter
Clothes
Wants
Cars
Relaxation
Family
Sources of income
Salary
Wages
Retirement Stage
Age 65-80
Needs
Water
Company
Warmth
Food
Wants
Relaxation
Holidays
Family
Sources of Income
State Pesion
Private Pension
Growth stage
