health insurance

Healthcare providers

Insurance basics

Healthcare plans

Healthcare payment systems

11 types of services

FDA

HRSA

CMS

IHS

CDC

NIH

ATSDR

SAMHSA

AHRQ

ACL

ACF

clinics

behavioral health care

Outpatient care facilities

independent living support

long-term care facilities

hospice care

deductible: minimum amount a pt must pay out of pocket

coinsurance: person's share of cost compared to insurance company

premium: monthly fees people pay in pool

PPO: contracts with physicians & hospitals to provide treatment @ a lower cost

POS: smaller deductibles & copays but require a referral to see specialist

HMO: employ healthcare providers in a network from insured must choose

EPO: charges an access fee for network @ reduced costs

medicaid

medicare

private insurance