Credit card fraud
Inability to identify or take actions or fraudulent transactions
Merchants do not follow strict data sanctity checks
Customers do not bring fraudulent transactions to the bank's notice on time
Bank do not send alerts to notify customers about every transactions
Fraud transaction happens during inactive hours
No easy way to report Credit card skimming process
Banks are lagging behind in terms of technological advancements used in industry. They do not have fraud detection AI/ML model to set up identify such transactions so that alerts can be sent only to specific transaction.
Enable sms /email in case of transactions
For Any fraudulent transaction provide a confirmation sms/email/call
Customer can report fraud by sms, email, call
Employee analytics team
Customer's Knowledge to avoid fraud
Credit Card Skimming
At ATMs and Gas Stations
At Restaurants or Retail
Watch where you shop.
Check ATMs before using them
Don't hand over card to others
Customer's receives notification