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Module 1: BlockChain :chains: (Permissionned compare to Permissionless…

- - - - Impossible in switzerland
      - No régulation
      - Only for Utility Token
    - - On a Exchance
      - They keep a percentage
    - - Comme un ICO, sauf que c'est moins connu. C'est un ICO qui utilise la chaine Etheirium, donc en fait la m'eme chose
    - - Safer
      - More complicated
      - private equity
      - Like Mt Perllerin
- - - - But no likely, as the node are big compagnies heavily protected
      - More thant 1/3 of bad nodes is an issue
  - - - PLus on attend de confirmation, et plus on est protégé contre ce type d'attaque
      - Pool of miners allied
  - - - Not safe yet. Not attack resistant. Need more research
      - People active from the begining have a lot of token /power
      - The richers get more chance to mine
- - - - Bitcoin
      - Pay and store values
    - - Token to use dApps
      - Ether
      - Can speculative as well
    - - Public law: Need to trust the emitter
      - Rights to dividende
      - Assets in reallife ( Compagny shares )
        
        DIfferent than Token securities
        
        ie. A watch unique number :watch:
        
        Paintings
      - Better legally protected
      - Can be linked with or without reallife assets
      - Applications
        
        REal estate
        
        Private Quity
        
        Art
      - Done by STO
      - Rights to vote
    - - ERC721
- - - - Easy to make an EIO
- - - - Suite de Test
      - Languages
        
        Java
        
        Good SDK Exists
        
        C#
        
        Python
      - To get Gaz on test net, send emails
      - Visual Studio IDE
      - SDK
        
        C#
        
        Java
    - - Use "" instead of null
      - only string,byte[] or BigInteger
      - Avoid long switch ( if then best)
    - - Peer Nodes
      - Validating Nodes
    - - Hash of previous block
      - Transaction list
    - - Local Database
      - Only Hash value
  - - - 1000 to 10000 trasaction/seconde
      - First General first the other generas to validate
      - https://neo.org/consensus
    - - Most Nodes are Chineese
      - Not Government backed
    - - il ne peuvent pas ouvrir a plus car (n-1) / 3
  - - - 100 million Gas Token generated ( another token )
      - if you have 10 neo, by smart contract you will have some gaz after a fiew days
      - Motive people to keep NEO
      - ON paie des GAS pour déployer du code
    - - Allow to vote
  - - - Remove the 10k storage free
        
        SPAM issues
        
        Difficult to fight
  - - - Not implemented yet
- - - - Sillo Server
      - ColdWallet
        
        Very secure
        
        Paper with the PK
        
        Not pratical for transactions
        
        Very secure
      - Warm Wallet
        
        Multi signature
      - Hot Wallet
        
        Single Signature
        
        PK kept on the backend
  - - - Droit public ( Implique l'état)
      - Droit privé ( individu à individu)
    - - Considérées come un inverstissement
    - - 14.12.2018 : Base juridique des DLT en Suisse
      - 16.2.2018 Plus d'ICO possible en suisse depuis ( Guide pratique ICO)
      - Crypto seen not as public money but as private money
    - - > 1 million banck license
      - < 1 milion CHF licence type FInTech
    - - SupTech Regulateurs in general ( Health, Food,etc.)
      - Liberalism : With state. Accept tp loose soe freedom
      - Libertarianisme : Against state. Don't accept any compromise
      - RegTech (Regulatory Technology) for Banks
    - - Possession is fact
      - Owning is law
      - A token cannot be possess since it's not a thing
    - - Not considered as a contract if executed as a result of a signed contract
      - If it's triggering a real : contract, it is concidérerd as a real contract (Pre-Contract)
  - - - Offering Security Token (dividends)
    - - DIminish verification costs
      - Increase liquidity
    - - Javascript app talking to the Blockchain
      - Compliance Oracle
      - Allow to set up an STO
        
        Add transaction predefined smart contract
        
        Define token lots
        
        Define emissiond Dates
      - Allow to generate define an generate own token
    - - Legal
      - Technique
      - Finance
    - - In Geneva can withdraw 5000 CHF sans KYC
  - - - No good solution to guarantee a 1 to 1 relation. A painter could duplicate it's picture
  - - - KYC and AML
      - Not easy
      - Difficult to cash out
      - Bank refuse to give you more than 20k of cash
      - KYI ( Know your Intermediaries)
        
        Check Coutry
        
        Check you precedent cryptos transactions
      - You have to ive a PDF of all your exchanges in other Exchanges
    - - Peace of peaper in a safe deposit.
        
        Banque note liable
        
        It may open and see your paper with PK
      - Crypto Vault
        
        Banque has the private key
        
        Banque could sell your Cryptos if you have Debts
      - Crypto Vault without knowing your private key
    - - Volatility when buying cryptos
      - Reputational Risks
      - Crossborder Risks : Legal risk with another country
      - Commercial Risk : If the country take 50% taxes on your benefits ( france)
  - - - KYC ( ID vérification)
      - KYO ( Object)
      - KYD (Device)
      - AML ( Anti-Money landring)
  - - - Regulation is emerging in France
      - Liste noire
      - PACTE Law (April 2019)
        
        ICO only for Utility Token
        
        Regulations only for ICO
        
        Regulation Digital Service Provider ( Exchange )
      - Like la FINMA en Suisse
      - AMF Visa
        
        You have to be a company to do an ICO
        
        Provide Many Docs ( White Paper)
        
        KYC amd AMF compliance is mandatory
        
        Very difficult
        
        To solicit the general public
    - - VFA Act 2018 Virtual Financial Asset
        
        Financal test
        
        Not utility token
        
        Nor electronic money
        
        Only for Security Token
      - Be a company in Malta
      - Very involved in Cryptos ( Crypto island
      - Very well defined process to set up and ICO
    - - No Regulation for cryptos
      - Hard to be compliant everywhere
- - - - RPCe (Registres des plateformes de commerce électronique)
      - Easier to verify and trust people
      - For Signing Swiss B2B only
    - - Record de eSignature
      - Record RPC ( check if the person is allowed )
      - Check is signature is still valid
    - - Provide certificate (ISP)
      - KYC
      - Swisscom MobileID
    - - Mobil App ( Signer)
      - Using the SIM Card as proof of identity ( only Swiss card)
    - - Uploader le fichier
      - Click on sign
      - Scan le barcode
      - Doc upload sur le telephone
      - Click "Sign". If you are allow to sign, it's ok
      - Enter Sign PIN
      - The document is signed witj the signer certificate
    - - Etherium
      - IPFS
  - - - Exploring what the state can do with Blockchain
      - Part of this project (POC)
- - - - Difficult to deploy (educate + security)
      - Privacy of client data is important
    - - Discover Blockchain
      - Reduce DHL cost
      - Sell the KYC data to other bank
    - - KYC
      - File transfert
- - - - Combat poverty
      - Inject monnaie in compagnies that help people
    - - Iris scanning for block chain ID
      - Fight Fraud
      - Food distribution
    - - Zug
- - - - governance
      - Security
      - Scalability
- - - - Médecins entrent leurs formations à la main
  - - - Une organisation médicale XXX déclare une session de formation en remplissant un formulaire de « Demande d’attribution de crédits » auprès d’une une société de discipline médicale (ex. Neurochirurgie)
        
        La société médicale valide la demander (Via un papier singé) et octroit les crédits ( ex. 8 crédits pour une journée de formation)
    - - Le médecin demande un diplôme de formation continue dans une société de discipline médicale ( ex : Neurochirurgie)
        
        Le gestionnaire d’un société, étudie et accepte la demande. Il rajoute le médecin dans la société si besoin
        
        Le médecin saisi manuellement les sessions qu’il a suivi ( discipline, titre , lieux, date), ainsi que le nombre de crédit obtenus
        
        Les activités saisies sont automatiquement affectées à la formation continue de la discipline sélectionnée et de la société à laquelle vous demandez votre diplôme.
        
        Le diplôme est obtenu quand le nombre de crédit nécessaire est atteint.
- - - - Organisations médicales paie pour voir les médecins