Use Well, Spend Well (Subject 2 Listing Learners and Their Family's…
Use Well, Spend Well
Subject 2 Listing Learners and Their Family's Income-Expense Memos
The best choice before paying
plan for what and when to buy, and how much these things cost
What is best planning methods for paying?
Do the income-expense memos
Reminding notes for payments and for doing an income-expense memos
Plan the incomes and expenses plan before using money.
Consider carefully the necessity of this thing before buying.
List every detail of incomes and expenses.
Usually check for any of improper payments, if occurred, solve them quickly.
Specify the expectation and target of noting.
Keep the bills in order to check with the memo.
How to do the household accounts?
dividing the lists into
Example of Incomes and Expenses
Subject 4 Saving
What is saving?
collect money gradually for that it will increase as the time goes
What is the main purpose of saving?
for using it
considered to be an investment for a secure life in the future
What is the principle of saving?
the Government Saving Banks
save 1 part
save is crucial for life
others who cannot save money
their expenses higher than their incomes
use the other 3
Subject 3 Decreasing Expense and Increasing Incomes
What cause the trouble?
unbalance between incomes and expenses
How to solve a problem about family's debt or e.t.c.?
Require 2 principles
By listing all of the family's expenses and cutting off the unnecessary ones
Cultivating plants and feeding herds.
Being economical by carefully using
by decreasing any unnecessary expenses.
Doing the rightful things.
stop drinking alcohols
changing any of learners' bad habits
Doing a household account.
Saving energy. for instance, use energy only in necessity.
Cultivating plants, mainly for consuming and sharing.the rests can be sold for more incomes.
Doing a part-time job by using the resources or raw materials
Developing the old career by seeking for knowledge.
Subject 1 Planning Learners and Their Familys Expenses
Planning the method of using money What it is comprised of?
Earn a living
Everyone has to earn a living. They should work for an unearned income as well.
Thing that learners should learn
how to save deposits for only necessary things
sickness, by decreasing their expense and increasing their incomes
What debt come form?
from borrowing money
borrowing money for unnecessary payment
possibly cause the problems in
their family's lives
Doing an income-expense memo
What it helps?
decrease the unnecessary expenses, increase incomes, and save benefits
reminding of incomes
remindingof what learners have paid
can use it in planning for the payments
1st March 2009
5th March 2009
7th March 2009
10th March 2009
15th March 2009
20th March 2009
25th March 2009
Selling Agriculture's crops
Buying White Rice
Selling Agriculture's crops
Paying for water supply's bill and electricity bill