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Product Design (Factors (Profitability (Sensitivity), Legislation (Tax and…
Product Design
Factors
Competition
Captial
Profitability
Sensitivity
Systems
Simplicity
Legislation
Tax and TCF
Risk
Conflicts
Cost of Guarantees
Cross-subsidies
Marketability
Consistency
Benefits and Charges
Assumptions
Tax
Purpose
EV
Valuation
Prudence vs BE
Pricing
NB
RDR
S/h return
Risk
Profit
NPV / IRR / DPP
Expenses
Commission
Initial / Reneawl / Claim / Inflation
Fixed vs variable
Treat of (Capital spending / Rent / Salaries)
Allocation (Per policy / per premium / per SA)
Mortality
Investment
Withdrawal
Consistency
Monitoring