Please enable JavaScript.

Coggle requires JavaScript to display documents.

ML (LTFS) (Sourcing of loan (identifying new customers for loan) (FLO …

- - - - Regional
        Manager
        
        Territory
        Manager
        
        State Head
- - - - Loan Collection
        (First EMI) 30 days after disbursal
        
        Maturity Date
        24 months from first installment date
        
        Between 1st to 12th
        of every month
        
        If FLOs are overloaded
        then FCOs are assigned the
        work of collection
- - - - MFI.MFI_HIGHMARKCIR_HDR
        
        MFI.MFI_HIGHMARKCIR_DTL
        
        DimAgreement
        
        factmonthly_mfi_onelms
        
        Transaction Data for ongoing Loans
        
        Agreement Data (contract)
        
        Bureau Data Detailed table
        
        Bureau data at requestID level
      - Staging Table for Data from Bureau
- - - - CRej(Credit Rule Engine)
        
        MCM Appraisal
        
        Ops Approval
        
        Disbursal
        
        (MCOM)-Documents Review/Penny Credit Check
        
        Un-disbursed
        
        MFin:
        Self Regulatory Authority
        Maintains database of borrowers
        
        Exposure/obligation:
        
        Maximum exposure <100k (Including LTFS)
        
        DPD (Days past due)
        
        DPD <=30
        
        DPD 1-7 days
        DPD count doesn't matter
        
        Approval
        
        DPD >30
        
        Rejection
        
        DPD >7 days
        
        Tenure <= 12 months
        DPD <= 15 days
        Maximum DPD inst count = 1
        
        Approval
        
        Tenure >= 12 months
        DPD <= 30 days
        Max DPD count = 1
        
        Approval
        
        (Tenure: Latest Reported Date - Loan Disbursal Date)
        
        Active Association:
        
        Association with distinct ML companies <=3 (excluding LTFS)