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Disbursement PEGA LOS (Bank Transfer (Capture customer's Bank account…
Disbursement PEGA LOS
Bank Transfer
Capture customer's Bank account from DE stage
Select "Bank Transfer" at Full App stage
Bank name
Bank branch
Bank account
Account Name
Capture info in Full App show on Case Detail
Send message to ESB for generating Bank Transfer Disbursement Request File
Construct & Send Application message to ESB
Route the Application to
Deferred@pega.com
Workbasket - status Pending-Disbursed
Bank Transfer queue response
Error?
No - Wait for Disbursement response
Yes - Route to
ITTeam@LoanFW
Workbasket
Update Application status
Disbursement result response
Result?
Success - change app status to Resolved-Completed
Cancelled/Failed - change app status to Resolved-Rejected-Soft
VN Post
PEGA
Call VNPost WS
Upload to SFTP server
TimeOut
Call WS again
Error
Error Handling
Error 1
Already transferred to ESB
Error 4
Not PEGA app --> IT team
Error 5
Wrong Amount in file
Payment Team re-correct the amount
Other error
technical error and need to be investigated by IT team
Return 0 - Success
VNPost
Generate VN Post file
Send to SFTP
ESB
1 more item...
E-Wallet
Select E-Wallet disbursement from DE Full App stage
Check E-Wallet status by Phone number
Check KYC info after approval
send disbursement request to SmartPay
WS return code
Code 1 - SmartPay disburses to customer wallet successfully. Case will be resolved in Pega
Code 2 -
Case is reversed back to Full Data entry stage if the eWallet is blocked
Other Code - Move case to
PaymentTeam@LoanFW
WB
Payment team can do soft-reject
App is Approved
Send request to WS to check customer E-Wallet
Status = "Identified"
Process Disbursement
Status = "Blocked"
Case is reversed back to Full Data entry stage
Un-Match
Error message: "'Thông tin định danh không trùng khớp, vui lòng chọn kênh giải ngân khác hoặc trả về Sales" ; EN "KYC info does not match, choose other disbursement channel or revert to Sales"
Blocked
Error Message
VN "Ví điện tử đã bị khóa, vui lòng chọn kênh giải ngân khác hoặc trả về Sales"
EN "eWallet is blocked, choose other disbursement channel or revert to Sales"
Other include Deleted
Auto send request to SmartPay to create new wallet (CreateEWallet service) then proceed further as AI process
BIDV
Agribank
Success
Failed
Disbursed
Cancel
Success