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8: healthcare financing (medisave (how (withdrawal limits &…
8: healthcare financing
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medisave
medisave contribution ceiling: basic healthcare sum (BHS)
(to a max. amount -> flow to retirement a/c -> flow to OA, age 55 receive as cash)
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- inpatient expenses
- day surgery & surgical operation
- inpatient psychiatric treatment
- inpatient stay in approved community, convalescent, day hospital, inpatient hospice and day rehabilitation centre
- outpatient treatment for approved chronic diseases under CDMP
- approved outpatient treatments
- maternity charges and assisted conception procedure treatments
- buying medical insurance
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medishield life
- better protection & higher payouts, so pay less
- protection for all s'poreas, PRs
- protection for life
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subsidies: (s'porean: up to 50%, PRs: half subsidy rate to s'porean)
- premium: lower - middle income
- pioneer generation
- transitional: ease the shift to medishield life
- additional premium support: unable to afford after subsidies
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act features: extension of lifelong, universal coverage, better benefits
review administration
access to info.
ensure premiums are paid in a timely manner
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