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Financing Healthcare (Summary of L1-L6) (Lesson 5 (Household Income…
Financing Healthcare (Summary of L1-L6)
Lesson 1
Financing for healthcare
Multi Pillared System
Government Subsidies
MediShield
Elder Shield
Medifund
Subvention
Medisave
Challenges
Increasing demand for more affordable healthcare
Increasing incidence of chronic disease
Ageing Population
Increasing demand for healthcare services
Lesson 4
Insurance
Medishield Life
Private Medical Insurance
Catastrophic Medical Insurance
Long Term Care Insurance
Employer Medical Benefit Scheme
Lesson 3
Uses of Medisave
Medical Scans & Old Age Treatment
Staying Healthy - Approved Chronic Conditions
Starting a Family
Surgery/Hospitalisation
Regaining Mobility & Palliative Care
Paying for Insurance
Outpatient Treatment
User of Medisave
Self, spouse, parents & children
Self
Self & Spouse
Self & Spouse (65 & above only)
Lesson 5
Medifund
Approval Level
Level 1
Level 2
Level 3
Medical Assistance Fund
Key Principles
Medical Necessity
Many Helping Hands
Personal Responsibility
Family Responsibility
Medical Assistance Fund Plus
Household Income Calculation
Sum up income after deducting CPF contributions
Household Income (HI) = Monthly Per-Capita Household Income (Gross Income Net of CPF contributions)
Lesson 6
Financial Counselling
Means Testing
Community Health Assist Scheme (CHAS) Application
Medifund Application
SOC enhance subsidy
Community Health Assist
Inpatient Downgrading
Rationale
Proceed or not to proceed with treatment
Choice of class (primarily private/subsidized)
Seek alternative options at other institutions
Standard/Non-Standard Option
General Rules & Regulations
Upgrading
Downgrading
Downgrading/Upgrading
Follow-Up
Walk-Through
Subsidies may vary due to Means Testing
Allow time for patient/NOK to decide
Lesson 2
Subsidy & Subvention
CHAS (Blue & Orange)
Uses
Common Illnesses (cough, fever, cold)
19 Chronic Conditions under CDMP
Selected Dental Services (dentures, root canal treatments and crowning)
Health Screening under HPB
Pioneer Generation Package
recognise & honour the Pioneer Generation
Additional 50% off subsidies services at SOC & Polyclinics on top of Means Test Subsidies
Patient Subsidy Type
Singaporeans
Permanent Resident
Foreign Residents
Non-Resident
Non-Patient
Types of Subsidies
Day Surgery
Inpatient (public & restructured hospitals)
Specialist Clinic
Government-funded ILTC services
Drug Subsidy: without CHAS (50%)
SOC: did not apply (50%)
Types of Subvention
Lump Sum Subvention
Global Budget Subvention
Casemix Subvention
Piece Rate Subvention
I have made mind map for each lesson and this is only to summarize the important things from each lesson