Perceptions and feelings associated with mode of payment

Cash

Digital currency

Condition and quality of notes

Arrangement of notes

Amount of notes

Some people buy long wallets such that they do not have to fold notes

Notes are meticulously arranged according to denominations

Sacredness/ Respect

Easier to carry lesser no. of notes, so people generally give away notes of lower denominations in exchange of notes of higher denomination

Cash is considered a physical/ tactile representation of Goddess Lakshmi

People avoid playing with or stepping upon notes

Miscellaneous uses of cash

games

Magic shows

fake currency

It is convenient to pay an amount with fewer no. of notes, hence people tend to pay few notes of higher denomination

Some notes given by eminent or respected individuals are kept separately and aren't used

In religious occasions and festivities, cash is used and offered to god

Use of digital currency makes one feel technologically advanced and modern

In malls and fine dine restaurants, people tend to use cards as status symbol

Knowing your own pin and typing it gives a sense of ownership and belongingness for money

People like to save and hence, avoid using new notes

Torn/ creased/ crumpled notes are not accepted by people

People tend to pay notes of better quality at malls and restaurants