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Transformation Horizon Scanning (Financial (Key Contact - Julie Lindsay…

- - - - Solicitors Regulatory Authority New Guidelines and Handbook mid 2019
    - - Banks creating LPA-type product
    - - Alzhiemers Society "This is me" booklet
- - - - New Service Standards for digital delivery - June 2019
      - Accessibility requirements to be compliant with 2010 Equality act
        
        Sirius currently fails the accesibility requirements and will need to be compliant by sept 2020
    - - Verify funding cut
      - Responsibile for monitoring and compliance
        
        Enforced by the Equalities and Human Rights commission
- - - - Set out to understand :
        ◾the Financial Conduct Authority (FCA)’s definition of vulnerability and whether it can be practically applied by financial services providers;
        ◾whether certain groups of consumers are excluded from obtaining a basic level of service from financial services providers; and
        ◾whether vulnerable consumers pay more for financial services products.
      - FCA published its "Financial lives" survey which looked into the levels of financial exclusion in the uk
        
        48 per cent of UK adults living in rural areas are 75 or over, have health issues that affect their day-to-day activities a lot, and/or do not use the internet at least most days.
- - - - Could OPG be part of the new networks plan for their communities?
        
        Where can we "intercept" potential customers?
        
        Do we understand who our competitors are targeting? Where does OPG sit?
    - - Establishment of ACDs (Advanced Choice Documents) and "nominated" persons to act on behalf of patients
    - - Obviously a difficult thing to predict but it is worth understanding the general issues of this subject. With an aging population and more money concentrating into this demographic the funding of medical research in this area and by extension advances in treatment and diagnoses will naturally increase.
      - by 2025 those suffering from dementia in the uk will exceed one million people
      - Dr. Llrens-Martin's research published Apr 2019 (Nature journal)shows potential for new neuron growth in the hippocampus at the age of 90 meaning that neuron degeneration is not a natural part of growing older.
    - - Introduction of different layers of guardianship
- - - - Keyholder process
- - - - Effects on Contracts and acquisition of business fundamentals
    - - Potential strike action?
    - - Different Agenda?