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Medisave Scheme for Singaporean Elderly (65 and above) (Pioneer Generation…
Medisave Scheme for Singaporean Elderly (65 and above)
Contribution Rates
Aged 65 and above
Ordinary Account- 1%
Special Account-1%
Medisave Account - 10.5%
What can Medisave be used for ?
Acute Care
Inpatient Hospitalisation. ($450 + surgical limits according to the TOSP)
Approved Day Surgeries ($300+ surgical limits according to the TOSP)
Inpatient Hospitalisation for psychiatric treatment ( $150 per day and up to $5000 per year
Approved Health Screenings
E.g. Screening mammograms, Colonoscopy
End-of-Life Care
Inpatient hospices: $200 per day
Home palliative care: $2,500 per lifetime ( if have terminal cancer or end -stage organ failure, there is no limit to medisave claimable)
Outpatient Treatment
For approved 20 chronic conditions under the Chronic Disease Management Programme (CDMP). E.g. Hypertension, Asthma, Stroke and Dementia.
Up to $500 claimable per year , 15% co-payment per treatment
Rehabilitative Care
(1) Stay in Approved Community Hospitals ($250 per day and up to $5000 a year)
(2) Day rehabilitation Centre( $25 per day and up to $1500 per year)
(3) Stay in approved convalescent ($50 per day and up to a maximum of $3,000 per year)
Pioneer Generation Package (PGP)
Pioneer Generation Disability Assistance Scheme (PioneerDAS)
Subsidies at CHAS GP and Dental clinics
Additional 50% off subsidised services at Polyclinics and Specialist Outpatient Clinics
Pioneers will receive Medisave top-ups in their Medisave Accounts annually for life.
Cash of $1,200 a year for those with moderate to severe functional disabilities under the Pioneer Generation Disability Assistance Scheme.
Pioneers will receive Medisave top-ups in their Medisave Accounts annually for life.
Pioneers will receive additional subsidies on top of existing subsidised services and medication at polyclinics & Specialist Outpatient Clinics.
Medisave (Flexi Medisave)
Give elderly more flexibly in using their Medisave
Reduce out-of-pocket cost for outpatient medical care
Elderly can used up to $200 per year for
outpatient treatment
(acute) at public SOC, polyclinic and GP that is CHAS approved
For outpatient
scan
, the claimable limit is $300.
For outpatient treatment for
chronic disease,
claimable limit is $400
Can cover individual and spouse
Does not apply to dental treatment
Eldershield
Monthly Case Payout for out of pocket expenses
CPF members with MediSave will automatically be enrolled into Eldershield at the age of 40
Choice of three different insurance companies: Aviva Limited, Great Eastern Life & NTUC Income
Educating the elderly (65 years & above)
Community Campaign
TV commercials
Going to polyclinics and setup booth for elderly
Mailing Medisave brochures to the elderly's home
Putting Medisave information on newspapers
Door to door communication to explain for the elderly