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CHAPTER 3: BANKING SERVICES (CHEQUE (Types of Cheque (Open Cheque, Crossed…
CHAPTER 3: BANKING SERVICES
TYPES OF BANK
Commercial Banks
Retail Banks
Central Banks
ELECTRONIC BANKING
The Electronic Funds Transfer System (EFTS)
The Automatic Teller Machine (ATM)
The Electronic Funds Transfer at Point of Sales System (EFTPOS)
TYPES OF ACCOUNT
Savings Account
Current Account
Types of Current Account
Personal current account
Joint current account
All accountholders
CHEQUE
Types of Cheque
Open Cheque
Crossed Cheque
Bearer Cheque
Order Cheque
Returned Cheque
Parts of Cheque
Elements of Cheque
Cheque Clearing
Do and Don't When Using A Cheque
INTERNET BANKING
Banking services available online
What is needed to do
How to apply
Is internet banking safe?
CREDIT CARDS
How credit card works?
Applying for a credit card
Factors to consider when getting a credit card
Application process
understanding the Charges Applicable for credit card
Tops on how to minimise your credit card charges