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Credit Card (Safeguard your credit card (sign on your credit card…
Credit Card
Safeguard your credit card
sign on your credit card immediately after receive it
Keep credit card in the same place in the wallet
do not lend your credit card to anyone
cut your expired credit card into two when get new one
keep telephone number of your credit card issuer
memorize pin number
do not provide your credit card details
Summary of credit cards
joining fee
finance charge
maximum payment
annual fee
credit limits
late payment charges
cash advance fee
Tips minimize credit card charges
shop around for the best deal
use ATM card wisely
avoid unnecessary credit card costs
minimum monthly payment will extend your repayment period
limit the number of credit cards
be alert of the charges in policies and rates
Check credit card transaction
check all details before signing of confirming the transaction
keep all your charge slips
notify your credit card issuer immediately of any error
destroy all your charge slips before threw them away
Understanding Charges Applicable for Credit Card
Finance charges (interest charges)
because outstanding balance you have not settled with them after the payment due date
Cash advance fee
fee charged for each cash advance transaction
Late payment charges
payment is made after the interest free period. will charged both finance and the interest charges
Application process
P- Personal
I- Identification
N- Number