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General Insurance (Key Risks [SOFA PIEC] image34798 (Frequency of claims…

- - - - Personal Lines
        
        Forms
        
        Call Centers
        
        In person
        
        None
      - Commercial Lines
        
        In person
    - - Gross or Office Premiums
      - Risk Premiums
        
        .
        
        Peril
        
        Risk Factor
        
        Rating factor
        
        Exposure
        
        1 more item...
        
        Used to determine premium rate
        
        Measurable in objective way
        
        Risk factor or proxy thereof
        
        Relates to risk likelihood or severity
        
        Competitive pressures
        
        Cross subsidise
        
        Consider insurance cycle
  - - - Employer's Liability
      - Motor 3rd Party
      - Public Liability
      - Product Liability
      - Professional Indemnity
    - - Household and Commercial Buildings
      - Moveable Property
      - Motor Property
      - Marine Property
        
        Marine hull cover
        
        Damage to craft
        
        Marine cargo
        
        Actual contents of the craft
        
        Marine freight
        
        Money payable for shipment of cargo
      - New for old basis may apply
    - - Pecuniary Loss
        
        Mortgage Indemnity Guarantee
        
        Protects against bad debts or other failure of 3rd party
      - Fidelity Guarantee
        
        Protects Company against financial loss caused by dishonest employees
      - Businesses Interruption Cover
    - - Personal accident insurance
      - Health Insurance
        
        ActED
        
        Provides money for medical treatment
        
        Reality
        
        Income Protection
        
        Critical Illness
        
        Long-Term Care
        
        Private medical insurance
      - Unemployment