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Savings and Debt (Saving: Retirement (Make use of J.O.B.s that offer plans…
Savings and Debt
Saving: Retirement
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Do more research to fully understand how to go about saving and planning for retirement/long term in life
Saving: Short-term
Start a savings account: slowly add a percentage of each earnings to start slowly building up a short-term/ emergency account that is easily tapped into
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Understand a budget: Know my monthly expenses and monthly income and base extra "want" purchases on left over spending budget
Don't be afraid to spend: still go out with family or friends, TREAT YO SELF, but be smart and aware
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Future Debt
Keep in mind future debt while saving: car, house, spouse...