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Consumer Rights (DTPA (Prohibitions: (1) laundry list; (2) breach of…
Consumer Rights
DTPA
Prohibitions: (1) laundry list; (2) breach of warranty; (3) Unconscionable action or course of action; (4) Violations of Ins. Code; & (5) Tie-in statutes
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Elements: (1) P is a consumer; (2) D is a person that engaged in conduct connected w/ the transaction; (3) actionable conduct; (4) producing cause; & (5) harm
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TX Debt Collection Act
Prohibitions: (1) threats or coercion; (2) harassment or abuse; (3) Unfair / unconscionable means; & (4) Fraudulent/ deceptive/misleading representations
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Insurance Code
Chapter 541
Elements: (1) P is a person; (2) D is a person; (3) D committed either Violation of Chapter 541 or Violation of DTPA laundry list; (4) producing cause; & (5) damages
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Remedies: actual damages; treble damages; attorney's fees, and equitable relief
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