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Planner App (Step 2. Waterfall Distribution (Short term. (Liquidity /…
Planner App
Step 2. Waterfall Distribution
Short term.
Liquidity / Emergency 3-6 months
Invest Cash Equivalent
New Goal
New Home Purchase = downpayment / # months to goal
Next Goal
Long term investing
Execution-. Money moves automatically to keep recommendation levels
Step 1. Waterfall Allocation
Needs calculation (rent, utilities, taxes, insurance, food, etc)
Wants calculation (shopper, dinner out, hobbies)
Savings (allocate to waterfall)
Risk profile
What the customer wants?
Personilized: AI
Agil: something done in minutes
Transparent: clear cost
Step 3. Waterfall Dashboard
Priority Tracking
New changes in the Risk profile / life style
Semmianual questions
Benefits
For the Users
Financial stability
Long term growth revenues
For the Financial Planner
New niche, more revenues
10% cost on boarding