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Health Insurance Plans (Icici Prudential Life Insurance (First Premium VS…
Health Insurance Plans
Icici Prudential Life Insurance
First Premium VS Renewal Premium
Slow diseases like cataract, hernia, stone in the urinary system get covered after 2 years of Policy Sustainance
Sub-Limit Covers?
Partial Existence, but same in all type of plans
Family Plan VS Individual Plan
2 adults + 1 child => Higher Premium=21,868 + 5 Lac cover for 1 person
3 individual policies =>4,242+4242+12,828 (around 20K) + 5 Lac cover for 2 people
Aditya Birla Health Diamond Plan
Features
Cancer Hospitalization Booster
Any room upgrade
Sum Insured Reload Benefit
Pre-Hospitalization and Post-Hospitalization Coverage
Unlimited sum Insured Reload
Multi Individual Plan
Individual Health Plan
Platinum Plan
Diabetes - Day 1 Cover
Pre-hospitalization - 60 days
5 lacs cover - Rs. 11,433
Reload - 150%
no waiting period
Post-hospitalization - 180 days
30% of premium as Health returns - Google fit & active health - 10,000 steps in a month
Diamond Plan
Diabetes - Day 2 Cover
Pre-hospitalization - 30 days
5 lacs cover - Rs. 4,567
Waiting period - 2 Years
Post-hospitalization - 60 days
30% of premium as Health returns - 13 days in month gymming
Cashless Aditya Birla - 100% settlement
Free health checkup - within 3 months of policy start
Fitness assessment test - 3 times an year
In case of no claim - Claim free year - 10% for no-claim bonus on next policy
HDFC ERGO Health Suraksha Gold Regain Plan
Features
Zero Sub-limits
Maternity Benefit
Regain Benefit
Cumulative Bonus
Coverage Basis
Floating Family Plan
Individual Plan
Family Health Plans
Types
Medical Insurance
Critical Illness Insurance
