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Platform Banking (Network Effects (Need to move into adjacent businesses
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Platform Banking
Network Effects
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Platforms/marketplaces with more differentiated inventory have stronger and longer-lasting network effects
the more differentiated the inventory, the more the platform needs to do a good job of curation and matching
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Capabilities Required
Organisational
(Open Api Strategy, Product Development- APIs, Relationship Management, Project Management, Workforce)
Functional
(Identity & Access management, Customer Offer Management, Ecosystem Analytics, Ecosystem Management)
Technical
(API lifecycle management, API Security, API Management, API Architecture and design, Infrastructure)
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Platform Model
LICENSING PLATFORM
(ONE SPONSOR, MANY PROVIDERS)