Basic Economic Concepts

economics is the study of Choices

Scarcity: Society’s wants are unlimited, but ALL resources are limited

choices must be made. Every choice has an inherent cost --> max satisfaction

Marginal Cost vs. Marginal Benefit

Marginal Analysis involves making decisions based on the additional benefit vs. the additional cost.

YOU WILL CONTINUE TO DO SOMETHING UNTIL THE MARGINAL COST OUTWEIGHS THE MARGINAL BENEFIT!

Trade-offs are all the alternatives that we give up whenever we choose one course of action over others.

Using transitive preferences we know that there is always a most desirable option forgone to do something else, this is called Opportunity Cost!

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Change in trade.

Change in technology.

Change in resource quantity or quality.

investment in capital.

OPPORTUNITY COST
UNITS GAINED

During Trade

Absolute Advantage: The producer that can produce the most output or require the least amount of inputs (resources).

Comparative Advantage: The producer with the lowest opportunity cost.

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Types of Economies

Centrally- Planned Economy

The state will decide what goods and services will be produced.

The state will determine how the goods and services will be produced.

Everyone will have the same opportunity to consume the goods and service equally.

Capitalism/ Free Market

There is little government involvement in the economy.

Individuals OWN resources and answer the three economic questions.

The opportunity to make PROFIT gives people INCENTIVE to produce quality items efficiently.

There is a wide variety of goods and services available to consumers.

Competition and self-interest work together to regulate the economy.

Supply, Demand, and Consumer Choice

Demand is the different quantities of goods that consumers are WILLING and ABLE to buy at different price points.

There is an INVERSE relationship between price and the quantity demanded

Sub Effect: This effect states that if the price goes up for one product, consumers of that product will choose to purchase a substitute product (and vice versa).

This effect occurs because if the price goes down for a product, the PURCHASING POWER increases for consumers – allowing them to purchase more.

The Law of Diminishing Marginal Utility states that as you consume more units of any good, the additional satisfaction from each additional unit will eventually start to decrease.

Demand Shifters

Tastes and Preferences

Number of Consumers

Price of Related Goods

Income

Future Expectations

NOT changes in PRICE

Supply is the different quantities of a good or service that sellers are willing and able to sell (produce) at different price points.

There is a DIRECT (or positive) relationship between price and quantity supplied.

Supply Shifters

Prices/Availability of Inputs (Resources)

Number of Sellers

Technology

Government Action: Taxes & Subsidies

Opportunity Cost of Alternative Production

Expectations of Future Profits.

Supply and Demand are put together to determine equilibrium price and equilibrium quantity

If TWO curves shift at the same time (S+D), EITHER price or quantity will be indeterminate.

Price Ceiling

If TWO curves shift at the same time, EITHER price or quantity will be indeterminate.

Price Floorr

This control sets the MINIMUM legal price a seller can sell a product.

NOT EFFICIENT: Cause shortage or surplus

Producer Tax

To dissuade the producer from making their good or service. This is because the government deems their product dangerous or unwanted

Subsidy

This government intervention strategy is used to encourage producers to make more of their good because it is deemed beneficial to people of our society.

Quota and Tarrifs

The purpose is to 1) Protect domestic producers from cheaper world prices and 2) prevent domestic unemployment created by increased importation from other countries.

Supply, Demand, and Consumer Choice

Elasticity shows how SENSITIVE quantity is to a change in price.

Types of Elasticity

Elasticity of Demand

Elasticity of Supply

Cross-Price Elasticity (Subs or Comps)

Income Elasticity (Normal and Inferior Goods)

Change in Q demanded/ Change in Price

When we do not know specific % change, we can use this test to determine how changes in price will affect total revenue

Total Revenue = Price x Quantity

You will continue to consume until MARGINAL BENEFIT = MARGINAL COST

Marginal Utility per Dollar: MUX/PX=MUY/PY

%Chnage in Qx/ %Change in Py

%change in Q/ %change in income

%Change in Price/ % Change in supply

Perfectly Competitive Markets

PRODUCTION = THE CONVERSION OF INPUTS (RESOURCES) TO OUTPUTS (FINISHED PRODUCTS)

Fixed Resources: Resources that DON’T change with the amount produced.

Variable Resources: Resources that DO change as more or less is produced.

MP=Change in product/ change in labor

AP= total product/ number of labor units

As variable resources are added to fixed resources the additional output produced from each new worker will eventually fall.

ACCOUNTING PROFIT = TOTAL REVENUE – ACCOUNTING COSTS

ECONOMIC PROFIT = TOTAL REVENUE – ECONOMIC COSTS

The short-run is a period in which at least one resource is fixed.

In the Long-run, ALL resources are variable and can be changed.

Average costs

AFC= FC/Q

AVC= VC/Q

ATC= TC/Q

MC= Change in TC/ change in TQ

Economies of Scale: Long Run Average Cost falls because mass production techniques are used.

Constant Returns to Scale – The long-run average total cost is as low as it can get.

Diseconomies of Scale: Long run average costs increase as the firm gets too big and difficult to manage.

The Law of Diminishing Marginal Returns doesn’t apply in the long run because there are no FIXED RESOURCES.

Characteristics of Perfect Competition

Many small firms

Identical products (perfect substitutes)

Easy for firms to enter or exit the industry

Seller has no need to advertise

Firms are “Price Takers”

Demand is perfectly elastic

Shut down rule: A firm should continue to produce as long as the price received per unit is GREATER than AVC

Profit Max rule: MR=MC

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Unit Elastic: Price changes and the TR remains unchanged

Inelastic
Price increase causes TR to DECREASE.
Price decrease causes TR to INCREASE.

Elastic:
Price increases causes TR to INCREASE.
Price decrease causes TR to DECREASE.

Intro to Monopolies

Characteristics

Single Seller

Unique good with NO close substitutes

Price Makers

High barriers to Entry

Some “Non-price” Competition

MR< D

A monopolist produces where MR=MC, but charges the price consumers are willing to pay, identified by the demand curve!

Monopolies under-produce and over charge, decreasing CS and increasing PS

Monopolies are inefficient because

They charge a higher price than the market demands.

They don’t produce enough (meaning they are not allocatively efficient).

They produce at higher costs (which means they are not productively efficient either).

They have little incentive to innovate

Reasons to Regulate monopolies

To keep prices low for consumers

To make monopolies efficient (productive and allocative)

Produce more for market demand.

How?

Price control

Taxes/ Subsidies

Natural monopolies are created by the fact that the start up cost, or fixed costs, are extremely high and continued cost of production is very high as well.

Price Discrimination: The practice of selling the same products to different buyers at different prices based on their elasticity

Requirements to Discriminate

Must have monopoly power.

Must be able to segregate the market.

Consumers cannot be able to resell the product.

A perfectly discriminating firm can charge each person differently so the Marginal Revenue is equal to Demand=Price

Monopolistic Competition

Relatively large number of sellers

Differentiated products

Some control over price

Easy entry and exit (low barriers)

A lot of non-price competition (advertising)

In the long-run, new firms will enter, driving down DEMAND for firms already in the market!

this firm has excess capacity

Oligopolies

A few large firms (Less than 10)

Identical or Differentiated Products

High Barriers to Entry

Control over price (Price Makers)

Mutual Interdependence

Oligopolies must use strategic pricing

Oligopolies have a tendency to collude to gain profit

Collusion results in the incentive to cheat consumers and each other.
Firms make informed decisions based on their dominant strategies

Supply and Demand of Resources

MRC= Change in total cost/ change in imput

Labor demand: workers that businesses are willing and able to hire at diff wages

Law of demand of labor: wages are inversely proportional to demand

Labor supply: diff quantities of people who are willing and able to offer their labor at different wages

Labor supply law: wages and quantities supplied are directly proportional

Derived demand: resources derived from the products they help produce

Demand Shifters

change in resource productivity

change in other resources price

Change in product demand

Supply shifters

Number of qualified workers

Gov regulations

Personal values regarding leisure vs. work time

MRP= change in TR/ change in input

Perfectly competitive market: MRC= Wage

MRP determines demand

Hire until MRP=MRC

Labor imperfections

Misleading job info

Geographical immobility

Wage discrimination

Unions

Profit max combo: MRPX/MRCX=MRPY/MRCY=1

Monopsony characteristics

One firm hires workers --> very large

relatively immobile workers

Firm is wage maker

MRC DOESNT EQUAL WAGES

Labor unions goals

lobbying gov officials to increase demand

Increase the price of substitutes

Convince consumers to buy from the union

Market Failure and Government Intervention

when should the gov intervene

Worker Safety Laws

Licences

Bank Bailouts

Free Market

Little gov intervention

Individuals own their resources

Profit opportunity

Wide product variety

Competition and self interest regulate the economy

Market failure: when the invisible hand does not work

Failures

Public goods: nonrival and nonexcludable. Creates free rider problem

Externalities: societal costs/ benefits of someone doing something

Monopolies

Unequal wealth distribution

Lorenz Curve exposes income inequality

Gini coefficient: closer to zero, closer to perfect income equality

How to fix market failures

Unequal wealth distribution: welfare, and progressive taxes

positive externalities: subsidies

negative externalities: taxes

Public goods: taxes and/or punish free riders

negative externalities: MSC> MPC

Positive externality: MSB> MPB

Types of taxes

Progressive tax: take from rich the most

proportional tax: takes same amount from all groups

Regressive tax: takes from the poor the most

Produce until MSB=MSC

Laffer Curve: relationship between tax rate and tax revenue