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Business Englich - Coggle Diagram
Business Englich
Phrasal verbs
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figure something out
understand, find the answer
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преодолеть что-то
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recover from an illness, loss, difficulty
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сдавайтесь
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My boyfriend didn't want to go to the ballet, but he finally gave in.
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обходиться без чего-то
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When I was young, we went without winter boots
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подвести кого-то
fail to support or help, disappoint
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будьте осторожны, бдительны и обратите внимание
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be careful, vigilant, and take notice
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Company Vocabulary
accounts department, accounting department - department responsible for administering a company's financial affairs - also accounting department
A.G.M. - Annual General Meeting of a company's shareholders, where shareholders get an annual report on their company's performance and strategy
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production department - department responsible for the manufacture, creation or crafting of products
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chip in
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- If everyone chips in we can get the kitchen painted by noon
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do away with something - discard - покончить с чем-то, выбросить
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Contract
null and void
refers to a contract or clause that’s invalid, non-binding or which has no legal force
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agreement
appendix - extra material or additional content at the end of a book, contract, report etc
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force majeure
an unforeseeable event such as a flood, earthquake, war etc used as an excuse for not fulfilling a contract agreement
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On the one hand she works quickly, but on the other hand she makes mistakes.
If both parties agree, the contract can be altered - может быть изменен
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- elaboration - the process of developing or presenting a theory, policy, or system in further detail.
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obtain - get, acquire, or secure (something).
an opportunity to obtain advanced degrees
In case of discrepancies in the texts, the Russian text shall prevail - В случае расхождений в текстах, текст на русском языке имеет преимущественную силу.
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Law Vocabulary
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defendant - person or organization facing a criminal charge or other legal proceeding - defend - ответчик
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jury - жюри, присяжные - a group of people chosen to hear the evidence of a case and give a decision
lawsuit - иск, судебный процесс
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plead - present and argue for (a position), especially in court or in another public context.
prosecutor - a lawyer, often a public official, who can file charges and try to prove a defendant's guilt in court - prosecute - прокурор, обвинитель
sentence - 1 decision of a court, esp. as to the punishment, 2 the punishment - also v.
solicitor - 1UK lawyer advising clients and briefing barristers, 2US law officer for a city - юрисконсульт
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Marketing
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cost v. [cost, costed, costed] to estimate the price of making a product - costing n.
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digital marketing
n. marketing through digital devices such as computers and smart phones; includes TV/radio by some definitions - also e-marketing
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distribution
n. the delivering of products to end-users, incl. advertising, storing etc
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end-user n.
the person, customer etc who is the final and actual (or "real") user of a product
If end-users aren't happy with the quality or price, they won't recommend it to their friends.
image
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It only took one media story about child labour in a factory overseas to destroy the company's positive image.
label
n. small piece of paper, cloth etc on a product giving information about it
To find out how much sugar a drink contains, check the nutrition information on the label.
launch
v. to introduce a new product, with publicity etc - product launch n.
If Kim launches a new line of clothing, she invites heaps of celebrities to the product launch.
market research
n. study of consumers' needs & preferences, often for a particular product
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packaging
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If a product's packaging is made of plastic, environmentally-aware consumers might not buy it.
point of sale
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The advertising of cigarettes isn't allowed, even at the point of sale.
product
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When creating products for teenagers, use cool designs that fit with today's teen culture.
public relations
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When their CEO was caught sending racist e-mails, the company faced a public relations nightmare.
registered
adj. officially recorded or listed (eg. as in "registered trademark" and its symbol ®) - to register v.
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total product
n. in marketing, the whole product, inc. name, packaging, instructions, reliability, after-sales etc
This is a total product issue and you should raise it with Marketing, not Advertising.
Trademark n.
special symbol, design, word etc used to represent a product, brand or company
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Meetings
A.G.M.
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abbr. Annual General Meeting at which directors of a company or association present their annual report to shareholders or members
A.O.B.
abbr. Any Other Business [usually the last item on a meeting's agenda, for raising topics not listed elsewhere]
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absent
adj. not here; not present [at a meeting, in a class, at work etc]
If someone doesn't come to the meeting, write "absent" next to their name.
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ballot
n. a type of vote, usually in writing and usually secret- secret ballot n.
If the workers don't get a pay rise, they'll hold a ballot on whether to strike or not.
casting vote
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It was a tie, so the chair used her casting vote to decide the matter.
chairman n.
the person who leads or presides at a meeting - also chairperson or chair [often preferred, esp. when referring to a woman]
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conference
n. formal meeting for discussion, esp. a regular one held by an organisation
At this year's conference, leading scientists will discuss the damaging effects of plastic waste.
consensus
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There's a growing consensus among shareholders that the CEO's ten million-dollar performance bonus wasn't justified.
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matters arising
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The first item is matters arising, beginning with the wage rise proposed at last month's meeting.
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proxy vote
n. a vote cast by one person for, or in place of, another person who isn't present
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vote v.
to express an opinion in a group by voice, hand, in writing etc - also n. - to cast a vote v.
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Insurance
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assessor - a person who calculates the value of something [eg: a building, car etc]
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comprehensive / [of an insurance policy] all-inclusive; providing more complete protection - Comprehensive car insurance covers damage from things besides accidents, like floods, fire, vandalism, etc.
cover - he protection given by an insurance policy / If you're going to the US, you'll need extra cover for hospital bills
employer's liability - liability or responsibility of a firm for damage caused to one of its employees
goods in transit - property, merchandise or any goods in the process of being transported
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liability - 1 the state of being liable, 2 anything for which a person is liable
loss adjuster - a person who assesses the amount of compensation arising from a claim - оценщик убытков
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premium - a payment, usually monthly, yearly etc, for an insurance policy
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risk - 1 chance or possibility of injury, loss etc, 2 person or thing causing risk
Money Vocabulary
A.T.M. - cash dispenser
You can pay by cash, credit card or smartphone.
cashier - n. person dealing with cash transactions in a bank, store etc
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black market n.
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If you change money on the black market you'll get a better exchange rate, but it's riskier.
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exchange rate n. - the rate at which one currency can be exchanged for another - also rate of exchange n.
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inflation n.
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If your bank's interest rates are lower than the rate of inflation, your savings will be worth less over time.
interest n..
money that a lender or bank depositor is paid for the use of their money, often at an agreed monthly or yearly rate
You get more interest from a fixed-term account, but you'll lose the interest if you take money out before the term's up
invest v.
put money into a business, buy shares or land, etc in order to make a profit investment n.
I'll invest half my savings in the stock market, and put the rest into low-risk government bonds.
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petty cashUK n.
a cash fund for small, everyday expenses
If we need some milk or whatever, get the money from petty cash.
soft currency n.
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If you're exporting, stipulate payment in a hard currency like the Euro or you might get a soft currency instead.
speculate v.
to make high-risk investments in business, foreign currency, land etc in the hope of quick profits - speculation n.
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transaction n.
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Selling a house is a complex transaction, so you'll need a real estate lawyer to do the legal work.
Sales Vocabulary
close v. to finalize a deal or sale; to make a sale
We can close the deal as soon as the customer accepts our usual terms and conditions.
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in bulk - оптом, in large quantity, usually at a lower price
You get a much better deal if you purchase products in bulk, of course.
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objection n. a reason given by a prospect for not buying - возражение n. причина, указанная потенциальным клиентом для отказа от покупки
overcome v. [-came, -come] to overcome an objection to show an objection is invalid; to beat an objection - преодолеть v. [-пришел, -пришел] преодолеть возражение, чтобы показать, что возражение недействительно; победить возражение
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USP n. Unique Selling Proposition, a feature that makes a product or service stand out from its competitors, such as lowest price, highest quality, best design etc - also Unique Selling Point - Уникальное торговое предложение
wholesale v. to sell in bulk (as to a shop for resale to the public) - also оптовая продажа
- If you're wholesaling a product, the price you charge should be around half the recommended retail price that retailers will charge.
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Banking
balance
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If you put money in your bank account, does the balance go up or down?
bank charges
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If I withdraw money from an ATM machine, I have to pay $2.50 in bank charges.
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overdraft
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If there isn't enough in my account for a purchase, I get an automatic overdraft
pay in
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My salary gets paid in every month, and then I withdraw it as needed
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Numbers
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equal - v. to be the same as [eg: 2 + 2 equals 4] = add up to something / Your purchases add up to $205.32
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plus prep. 2 + 2 [is expressed as] two plus two
- Fifty-two plus nine is sixty-one, isn't it?
square - to multiply a number by the same number [eg: 3 squared = 9, or 32 = 9]
square root - a number that, when multiplied by itself, gives a certain number [eg: the square root of 9 is 3, or √9 = 3]
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times - prep. 2 x 2 [is expressed as] two times two - see multiply
- I know that 7 times 8 equals 56 because we recited multiplication tables at school until we knew them by heart.
to the power of - multiplication of a number by itself [eg: 2 to the power of 3 (or 2 x 2 x 2) = 8]
- In arithmetic, "two to the power of three" is written as 23.
Import-Export Vocabulary
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customs - 1 government tax or duty on imported goods, 2 officials who collect this tax
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letter of credit - a letter from a bank authorising a person to draw money from another bank - аккредитив
merchandise / things bought and sold; commodities; wares - also v. - We import a range of merchandise, from clothes to furniture and electrical goods.
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Property Vocabulary
development - an area of land, often subdivided, with newly-built houses or commercial buildings for sale or rent
estate (имущество) agent - a person whose business is to help clients buy, sell or rent property; real estate agent
freehold - свободное владение, the holding of land or property for an unlimited period of time
landlord - арендодатель, a man who owns an apartment, house, office etc and rents it out to tenants
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rent
the amount of money a tenant must pay (monthly, weekly etc) to stay in a house, apartment
- My greedy landlord is putting up the rent again!
to pay money regularly (monthly, weekly etc) for the use of a house, apartment, office
storeyUK - этаж, n. one of the levels of a building; floor; story
tenant - арендатор, n. a person who rents an apartment, house, office etc from a landlord
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Meetings
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refuse
consensus refers to an idea or opinion that’s been agreed on by everyone - the committee still couldn’t come to a consensus
issue
considerable - notably large in size, amount, or extent
skip - пропускать, перепрыгивать
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insist - demand something forcefully, not accepting refusal
Management is concerned about the number of new competitors entering the market this year. Руководство обеспокоен
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Advertising
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AIDA
- The AIDA model lists the four stages consumers go through when being persuaded to buy something
- Attention, Interest, Desire, Action - the objective of all advertisements
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feature - special characteristic of a product, usually leading to certain benefits
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Newspapers Vocabulary
article
n. a text or piece of writing in a newspaper, magazine, news website, etc on any non-fiction subject
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broadsheet
- a large-format newspaper, especially one with reliable news reports and opinion pieces by qualified experts and experienced contributors
- tabloid tabloid - a small-format newspaper, especially one with sensationalist stories
censor
a state official who can stop publication of articles they find morally or politically offensive - censorship
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critic n - a person who writes reviews of things like books, films, plays, food, wine etc
feature n. a special or regular article in a newspaper, usually displayed prominently
headline - n. 1) the title at the top of an article, 2) headlines the most important stories
the media - all the means of mass communication (newspapers, TV, radio, websites, etc)
sensationalism - n. low-quality journalism with stories made more shocking or exciting to attract more readers - sensationalist
Presentations Vocabulary
audience rapport - relationship of presenter with audience, esp. when good - взаимопонимание с аудиторией
- Have you got any tips on developing audience rapport when making a presentation?
body language - body movements, facial expressions and other non-verbal signs of a person's feelings and attitudes
- I could tell from his body language that he was nervous and self-conscious.
handout - anything (report, sample etc) handed or given to people at a presentation
In conclusion... - Typical phrase used to signal the summing up or final part of a presentation
- I'd like, in conclusion, to thank everyone for coming and wish you all the very best for the future.
To start with... - Typical phrase used to signal the beginning of a particular subject or topic
- To start with, let's put ourselves in the shoes of a customer and imagine the features we'd want the most.
Turning now to... - Typical phrase used to signal a change from one subject or topic to another
- Turning now to after sales service, how would we want to be supported as customers?
visual aids - things that one can show the audience in a presentation [eg: films, maps, charts etc]
- Good visual aids are especially important in technical and data-based presentations.
whiteboard - large, flat, white surface or board on which to write or draw with markers
- If you're eliciting ideas from the audience, list them on the whiteboard as you go.
Publishing Vocabulary
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author n. the writer of a book, play, essay, article
bind v. [bound, bound] to fix pages of a book together after printing - binding
blurb - Аннотация n. short, promotional description of a book usually printed on the cover or dust jacket
contents n. a list near the front of a book or magazine showing all the sections or chapters it contains
fiction - беллетристика, n. stories about imaginary events and people
index n. an alphabetical list at the back of a book showing names, places, topics etc and the pages on which they're mentioned
non-fiction - научно-популярная литература n. informative writing about the real world, real events or real people
Transportation
excess baggage
Airlines charge a lot to take excess baggage, so make sure your bags weigh less than whatever the limit is.
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break down
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stop functioning (vehicle, machine)
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cut in
Кондиционер включается, когда температура достигает 22°C.
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Employment Vocabulary
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an organization that represents the interests of workers - labor unionUS n., trade unionUK n.
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Welcome to our course
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assessment - оценка
quizzes, peer assessed tasks - викторины,
задачи, оцениваемые коллегами.
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convey - передавать, транспортировать (конвейер)
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students tend to benefit a lot by participation - студенты, как правило, получают большую пользу от участия
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Finance
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peer review - evaluation of scientific, academic, or professional work by others working in the same field. - экспертная оценка
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governments should adopt accrual-based accounting, instead of cash-based accounting.
Resume/CV Vocabulary
background n. the whole of one's education, training and experience
work history n. jobs held, including dates, positions etc; employment history/experience
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Computer
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bit - the basic binary unit for storing data in a computer, either 0 or 1 [binary digit]
Data transfer speeds are measured in bits per second, so the higher the number of bits, the faster your downloads
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description
capable - having the ability, fitness, or quality necessary to do or achieve a specified thing
- I'm quite capable of taking care of myself