Universal Restaurant's Insurance Matters ⭐ ⭐ ⭐

Retirement

Retirement plans for employees.

Insurance professionals

Business insurances

when someone permanently leave the workforce behind.

SEP IRA- Most effective means a lot of saving for retirement.

SIMPLE IRA- May charge fees for plan administration.

One-participant 401(k)- Offer low cost plans.

Keogh Plan- Federal filing requirements.

Medical insurance- age 65 and older are eligible for Medicare.

Work insurance- needed in case of accidents.

Life insurance- can also be used to pay off debt.

Protects your business.

Defense Costs.

Personal Injury.

Alleged or Actual Negligence.

Coverage for property damage, legal liability and employee related risks.

Workers insurance- covers medical costs and lost wages for work related injuries and illnesses.

Commercial auto insurance- covers legal bills, medical expenses, and property damage if a business vehicle is involved.

General liability policy- Financial protection.