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Structure - Coggle Diagram

- - - - Op Exp
      - Bad Debt
      - Downpay
  - - - Analytical Tool
      - Data Pull / Prep Tool
      - Off-balance / Dislocation / Re-rate
    - - Pricing Product Data
      - Op Exp Data
      - Vendor Data
      - Bad Debt / Pay Plan data
- - - - Rating Engine
      - Aggregator integration
      - Quoting UI
  - - - focus on customer behavior
        new measurement metrics to identify opportunity