Risk Triaging

External Risk Identification

Internal Risk Identification

ERM team work

Project Boards

Board / Exec

Process Change

PRA

Lloyd’s

Thought Leadership

“Soft” identification

RCSA

Risk Appetite breaches

Decision point: Current or Emerging?

Emerging

Current

ERM team manages

Opportunity or Threat?

Threat

Opportunity

Informal Exco discussion
Are our actions contained with the scope of our strategy?

ERCC discussion
Are our actions managed by the ORSA process?

Where risk is located within Emerging Risk Framework
What if question posed
Scenario analysis performed
What are our mitigation actions?
Who owns these and where are they within BAU?
How can we tell if these are effective?
What do we need to monitor before further action is taken

No

No

Recommendation to modify strategy
Owner
Plans and Milestones developed

Yes

ORSA recommendation to address mitigation gap
Owner
Timeline

Yes

Discussion logged
No further action at this time

Further investigation required?

Benchmarking

Yes

Process change

Further scenario analysis

White paper

Teaming with business

No

Questions:

  • can we define stages, so as to track progress?
  • What are the key output stages?
  • What about comms?
  • What about updates to the business?
  • How can we better define emerging risk vs existing risk? Does it matter? Would we get to the same outcomes anyway if the Risk Int team is the one that picks up “teaming’ or further analysis?
  • Is there also a place for special risk assessments?
  • What are the objections going to be?

Purpose:

  • This is partly to reduce the ad-hoc, reactive nature of our work
    • Does it reduce the lee way of the CRO?
  • Can we short-circuit some of these stages for things that RMT is concerned about, even in the face of pushback?