scholarship problem that Japanese university students have that needs a solution
about JASSO
two types of schlorship
benefit from national expense
get a loan
problems
almost 92% of the students who award scholorship award this type
this number is very high among developed countries
more than a half of Japanese university students award scholorship
there are many types of scholorship
award from a local government
award from the university
award from JASSO
(Japan Student Services Organization)
they have to pay back the money after they graduate the university
example
students who go to a school from home for 4 years get 2,160,000 yen 216万円
they have to pay back this money within 14 years
the number of students who cannot pay back all the money is increasing
educational expence is very high in Japan among some other countries even you go to the national university
the 88% of the students who award scholorship use this
Japanesse depression cause them not to be able to get a job
they cannot earn enough money to pay back
if you cannot pay it back until the due date, JASSO will impose the penal interst on you
especially the person who lives alone during the university life
some students aword scholorship without thinking seriously
a half of the people who entire the due apply scholorship not knowing it is necessary for them to pay it back
one of the reason is their parents apply scholorship
students themselves didn't understand what scholorship is
you may not rent money from the bank for home loan or make a credit card
solutions
make the system which decide the scholarship payment depend on their revenue of job which they got after the graduation of the university
change the name of "scholorship" into "loan"
the company will pay the scholorship back instead of the student
increase the scholorship amount of benefit type
you will be listed on black list
students who reward scholorship without much thought will decrease