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Credit scoring (INTRO (allows customers more choices to buy expensive…
Credit scoring
INTRO
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many fintech such as GreenSkype, TrustingSocial provides credit scores for customers
a small portion of customers are qualified for credit lending. It is a potential market to exploits.
BENEFITS
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BANKS
via fintech, banks would save cost to reach customers outside of their traditional regions.
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FINTECHS
collaborate with banks allow fintech access to a great amount of high quality data and access to more potential customers.
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How?
Instead of competing against banks as they USED to, FINTECHs now collaborate with banks
Based on customers' activity such as buy, sell, even social media