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Healthcare financing- financing systems (Indirect financing - by…
- Healthcare financing- financing systems
Indirect financing - by government, compulsory and voluntary insurance, charities and external sources
government funding- from state and municipal budgets,
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external finance- international governmental and non GO organisations eg grants, humanitarian aid
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3 main systems
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health insurance system
funds gathered from employers, employees, government pension etc
percent of salary, fixed sum or fixed fee
in BG: 8% fee, 3.2% by person and 4.8% by empoyer
(+)ve: healthcare staff are paid accordingly to volume of service, increases consumers interest towards health, consumer is involved in fund management
(-)ve: increase admin costs, difficult to coordinate, constantly being reformed
private medical services
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(+)ve: improve material incentive for staff, promote self responsibility for health
(-)ve: not widely affordable, can result in over-treatment,