Please enable JavaScript.

Coggle requires JavaScript to display documents.

Financing for Healthcare (Medishield/Medishield Life (Elements of the…

- - - - up to $300 per day for the daily hospital charges for surgeries and a maximum of $30 for doctor's daily attendance fees
    - - a fixed limit depending on the complexity of the operation according to the table of surgical procedure
    - - $450 per day for daily hospital charges and a maximum of $50 for doctor's daily attendance fees
  - - - provides higher coverage to cover the costs of private hospitals or Class B1 or A wards in public hospitals
      - managed by a private insurer
- - - - Medical Fee Exemption Card
      - Medical Fee Assistance Card
      - Public Assistance Card
      - IMH/MOH Permanent Waiver List
      - Approval: Exemption
    - - Approval: Medical Social Worker (MSW) Level
      - Recommended % based on Household Income are the same or lower than Eligible %
    - - Approval: Medifund Committee
      - Recommended % is greater than the eligible % based on Household Income
  - - - Clinical Evaluation
      - Evidence of Efficacy
      - Favorable Safety Profile
      - Ethical Consideration
    - - increase maximum subsidy level from 50% to 75% upon assessment by Medical Social Service
      - deducted first before using patient's Medifund or Medisave
      - expand MAF to cover non-standard drugs
      - Eligibility Criteria
        
        Expanding MAF to include NSDL (Non standard and Non Formulary) Drugs
        
        To qualify, patients must have a documented history of non-response or serious side effects to SDL drugs or no other clinical drug alternatives
- - - - Subsidies
      - Medisave
      - Medishield Life
      - Medifund
- - - - 25%
    - - -30%
    - - After MT - 50%, 60% or 70%
      - Without MT - 50%
    - - 0%
  - - - 40%
    - - -3-%
    - - 65%
    - - 0%
- - - - does not insure after their retirement or unemployment, thus exposing him or her to financial risk when they need it most after their retirement
      - when the employee change job, the company coverage would automatically exclude all pre-existing illnesses or medical conditions at inception and typically for the 12 months thereafter
- - - - Class A/B1 patients will be charged at private rate
      - Class B2/C patients will be charged at subsidized rate (only for Singapore Citizens and Permanent Residents)
      - All other citizenship will be charged at private rate
      - Patients classified under Industrial Accident would be charged at private rate
  - - - ILTC subsidy
      - Medifund application
      - SOC enhanced subsidy
      - CHAS application
      - Inpatient downgrading
      - Annual value of place of residence of households with no income
      - Gross income of the person needing care, his/her spouse and all immediate family members living in the same household and total number of family members living in the same household
      - Family members living in the same household means related by blood, marriage or legal adoption staying at the same residential address with the patient, as indicated in the NRICs
    - - Inpatient admission
      - But, if patient live in a property with an annual value of more than $11,000 they are given subsidies of 50 percent and 65 percent respectively for Class B2 and C wards
      - For unemployed/no income: Receive full subsidy (65 percent for Class B and 80 percent for Class C wards)
      - For self-employed: Based on either the monthly income derived from the last available net trade income assessed by Revenue Authority of Singapore within the last two assessment years or or income declared to CPF Board within the last two years
      - For the employed: Based on the average monthly income received for the last available 12-month period