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Cash
Buy now Pay later
mobile banking
Pay by cheque
Card
Giftcards
EFTPOS
Payments are easy and fast
Easy to keep track of your spending
Interest-free terms
Tells you how much you owe on each payment date
The refund process is the same as if you paid in full at time of purchase
Limits the amount of money you can spend
Easy to give as a gift
Immediate payment
No additional fees
Easy to keep track of your spending
Easy to use
Fast payment method
Accepted almost everywhere
Easy to keep track of your spending through your online banking or mobile app
Low risk of theft, as only the payee can cash the cheque
Money stays in your account until the payee banks the cheque, so you can stop payment if there's a problem