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Customer Practice 2.0 (MARKETS (Speechos :check: (Premium stems out of…

- - - - Lot of manufacturing
  - - - Consulting out of med clinic
      - sometimes evolved to their own practice/ entity
        
        needs to be indentified by Guild
    - - Educational piece - "did your business evolve... do you have employees, practicitioners... how are they covered - the polcy is only in YOUR name'
  - - - Limits oportunities
      - Like Pharmacy PBS
    - - Limitations
    - - Example $15,000 lost in BI after cyclone
  - - - Pods - elec Chair, Chiro - elec table
    - - More strict and clinical setup
      - Board is more restricitve
    - - Dry needling
      - Cinnamon sticks
      - Natural remedies
      - Ostheo and Chiro are more 'Free'
      - Multiple different techniques
        
        always changing
        
        not just bone-cracking
    - - :check: Surgical pod
        
        were under charged in Premium, compared to potential of claims
        
        They Complained - Guild gradually lost the industry (liability)
      - Prosth. Pod
  - - - add definitions/ examples
- - - - 50 to 70% of businesses don't recover from a Business Interruption
        
        regularly takes around 12 months to get back on track
    - - based on surface
        
        built-in PC under details of Content/fit-outs
        
        costs/ time broken down in back end
        
        Find examples (cover Section/ Building details)
        
        see if Curt has oldversions of prints-outs, listing all details :warning:
        
        Purchase cost isn't indicative of 'Rebuild' cost
      - Permits, council approvement
  - - - then explore which other covers can be sold
      - Try to find grounds for a Bus Pack