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crop policy (additional perils: (animal damage, windstorm, aircraft damage…
crop policy
additional perils:
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riot, strike, malicious damage
trees excluded from insurance: this insurance does not cover trees which at the time of occurrence of the loss:
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have died fro any reason except by operation of any of the insured perils during the currency of this policy
have been damaged or destroyed at any time by the use of any weed killers or insecticides or pesticides
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warrant
1) control of undergrowth: take all reasonable steps to keep the ground comprising of the estates containing the trees hereby insured well maintained.
2) maintenance of fire breaks: all fire breaks shall be thoroughly cleaned and maintained at all timers
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crop policy is purchased by agricultural producers, including farmers, and others to protect themselves against either the loss of their crops due to natural disasters, such as drought and flood.
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sum insured: operates on an agreed value basis, values of trees can vary from one plantation in another
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