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Financial Problems (:check: Solution I (See what incoming and what…
Financial Problems
:check: Solution I
See what incoming and what outcoming.
Where you get the money? And what you use them for?
Learn to budget properly.
Track how much have you spent.
Write it down on paper or sketch it on your phone.
Save the money everyday event one coin.
Avoid debt.
Save for an emergency situation.
:warning: Cause II
Students nowadays have a credit card.
They don't feel and see the money.
They spent more than what it should be.
They will kept creating and increasing the debt.
Light and easy to bring.
They fail to pay the debt that keeps increasing.
:warning: Cause I
Spending on unnecessary stuff.
(Snack, canned drink, pricey care, health and hygiene product, etc)
Spending according to desire.
Making more than one trip to somewhere such as grocery store.
Disorganization. Students may lose the money or didn't keep track where it goes.
:check: Solution II
Create a to-buy-list on paper or phone as a reminder.
Survey prices at different shop.
Make a plan before buying.
Don't buy unhealthy snack or canned drinks.
:warning: Cause III
Students have a poor financial planning.
They do not practice savings.
Borrowing money from others.
:Check:Solution III
Motivate yourself. You can get better things than some junks!
Think about what you want to buy someday.
You can buy expensive things if you saving.