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HOUSEHOLD
POLICY (DIVISION OF HOME POLICY (1.Buildings only policies., 2…
HOUSEHOLD
POLICY
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SCOPE OF COVER
CONTENTS
Household goods and Personal Effects of every
description.
-Belonging to You or any member of Your Family
normally residing with You.
-Relates to movable possessions
-Covers the financial cost of repairing or replacing your
household
WHAT IS COVERED
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1)Fire,Lightning,Thunderbolt,Subterranean Fire
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5) Bursting or Overflowing of Domestic Water Tanks, Apparatus or Pipes
6) Theft, but only if accompanied by actual forcible and violent breaking into or out of a building or any such attempt
7) Hurricane, Cyclone, Typhoon, Windstorm
8) Earthquake, Volcanic Eruption
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GENERAL EXCEPTIONS
General Exception 1
a)War, invasion, act of foreign enemy, hostilities, or warlike
operations (whether war be declared or not), civil war;
General Exception 2
Caused by cessation of work, or by confiscation,
commandeering, requisition or destruction of or
damage to the property by order of the government
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