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HOMEOWNER download (INSURED PERILS: source of damage or loss which…
HOMEOWNER 
DEFINITION
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include loss or damage due to flood, burst pipe
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UNINSURED LIABILITY
Ownership, possession on behalf of insured spouse of any lift, vehicle, craft of any kind
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carrying of alterations, additions, repairs to insured's buildings
UNINSURED LIABILITY
ownership, possession on behalf of insured spouse of any lift, vehciles, craft of any kind
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carrying out of alterations, additions, repairs to insured's buildings
GENERAL EXCEPTION 1
War, invasion, act of foreign enemy
riot, milatry, insurrection
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GENERAL EXCEPTION 2
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property by its own fermentation, natural heating or spontaneous combustion
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GENERAL EXCEPTION 3
insurance company will not cover consequential loss or damage of any kind except as provided in Section 3 A
Rent insurance: a) as the owner but not occupier of the premises, the loss of rent and/or b) as the occupier of the premises, reasonable additional expense necessarily incurred by him at a hotel, lodging house or boarding house*