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CHAPTER 11 : CROP POLICY (HOW? (SUM INSURED (operates on an agreed value…

- - - - rubber
      - cocoa
      - oil palm
  - - - all fire breaks shall be thoroughly cleaned ad maintained at all times
    - - take all reasonable steps to keep the ground comprising of the estates containing the trees hereby insured well maintained
- - - - if the fire originates outside the estate covered by the policy, the resulting damage or loss spread of such fire to the trees insured hereunder will payable in terms of the insurance
    - - accidental loss of the property damage
      - bodily injured
  - - - windstorm
      - aircraft damage
      - flood
      - riot, strike, malicious damage in certain area that rarely happened
      - animal damage not won by insured
    - - fire :fire:
        
        growing trees caused by or through or in consequences of the burning through human intervention, of undergrowth, pampas or jungle and/or clearing by fire of any of the land forming part of the estates containing the trees insured hereunder
      - trees
        
        no claim for loss or damages
        
        are suffering from any fungoid growth or other organic or constitutional diseases
        
        have died for any reason except by operation of any of the insured perils during the currency of this policy
        
        have been attacked or damaged by white ants or other insects pests
        
        have been damaged or destroyed at any time by the use of any weed killers or insecticides or pesticides
      - damage by animal that own by insured
      - landslide
      - earthquake, volcanic
    - - war and others