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Issue#26 (-ve (three problems (moral hazards ( Factors such as loans and…

- - - - leaving little room for the government to undertake other services
    - - Factors such as loans and family sponsorship encourage a student to invest his education by learning because there is some one they are answerable to
        
        under the current policies, students with limited financial means can usually afford university education through government loans. If the government provides free college education to the students, they may lose the momentum to work hard during their studies as they do not have to worry about paying back their student loan after graduation
      - Students may be tempted to provide misleading or fraudulent information about their financial situation
  - - - limited resources available in the university, e.g. study space and faculty members
- - - - raises the question of equality and justice
        
        to ensure equal access to higher education