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Home policy: Household policy (main cover (impact with any of the building…
Home policy: Household policy
introduction of home policy
section 2 :pencil2: household policy
comparisons between house owner and householder
sivision of home policy
Contents only policies
building and contents insurance together within one policy
building only policies
combined policies covering building and contents, plus a range of optional extensions ( such as personal possessions and freezer contents.
household policies
are package policies.
combine,within single document, a range of different covers; such as damage to the insured,legal liability for injuries other and damage to their property
consist 1 section under section 2 in home poilcy
type of payment
replacement value
new for old
scope of cover
contents = household goods and personal effect of every description.
belonging to your or any member of their family normally residing with you
moveble posessions
cover financial cost repairing or furnishing of accident or damage
main cover
aircraft and other aerial devices and/ or articles dropped therform
explosion
impact with any of the building
private dwellings,by road vehicle or animals not belonging to or under the control
block of flats or apartment
fire,lightning,thunderb
bursting or overflowing of domestic water tank, apparatus pipes
theft
hurricane,cyclone,typoon, windstorm
earthquake, volcanic, eruption
flood
robbery and hold up in the premises of your property
contents of policy
damage to mirror
compensation for death of the insured
property temporarily removed
servant property
loss/damages to contents