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introduction to takaful property an pecuniary (mal --> assets with…
introduction to takaful property an pecuniary
scope of takaful property and pecuniary ins.
property :check: every material thing/physical
object :check: fortuitous loss/damage
Type :check: every material thing/ physical
Pecuniary loss :check: intangable
mal --> assets with intrinsic value, possessed by somebody or body corporate recognize by law
moveable/ intangible property/ ies
homegeneous/ non hemogenouse
tangible/ intangible property/ ies
useble,cash,good
valuable property/ ies
cover
property- damage to property
pecuniary- event of monetary loses to subject matter
different between takaful vs insurance
insurance
General business
life business
takaful
general takaful
family takaful
type of cover risk
property
fire,theft,All risk, Money, Goods-in-transit,household,contractor-all-risk, Glass, engieering, etc.
pecuniary
turn over,consequential loss, Credit insurance, Income, revenue, value in form of money
syariah view on the coventional
insurer--> legal contract --> insured
operator/participant/contribution