Please enable JavaScript.

Coggle requires JavaScript to display documents.

HOUSEHOLD POLICY (CONTENTS OF POLICY (Loss/Damage to contents, Property…

- - - - 1)Fire, Lightning, Thunderbolt, Subterranean Fire
      - 2)Explosion
      - 3)Aircraft and Other Aerial Devices and / or articles dropped therefrom
      - 5)Bursting or Overflowing of Domestic Water Tanks, Apparatus or Pipes
        
        6) Theft, but only if accompanied by actual forcible and violent breaking into or out of a building or any such attempt
      - Impact with any of the buildings:
        
        For Private Dwellings, by any road vehicle or animals not belonging to or under the control of: You or Your Family Member
        
        For Block of Flats or Apartments, by any road vehicles or animals not belonging to or under the control of: You or Your Agent or servant or any person resident
  - - - The Excess amount stated on the Schedule.
      - Destruction or damage occurring while the Private Dwelling House is left unoccupied.
      - If the Private Dwelling House is unoccupied for more than ninety (90) days whether consecutively or not in any one Period of insurance, the cover will be suspended unless agreed by Us by way of an Endorsement.
      - Loss or damage due to theft by Your domestic servants or any member of Your Family.
- - - - 5) Our Maximum Liability
      - 6) Average
      - 7) Excess
      - 8) Other Insurance
      - 9) Subrogation
      - 10) Fraud
      - 11)Right of access and control
      - 12)Arbitration