Please enable JavaScript.
Coggle requires JavaScript to display documents.
Introduction to Takaful Property and Pecuniary (categories Mal can covered…
Introduction to Takaful Property and Pecuniary
defenition
property
every material thing/physical object :!:
tangible/intagible :!:
pecuniary loss
intagible
mal in arabic
assets can acquired, possessed and owned
recognized by law and syariah
categories Mal can covered
:<3:valuable property
:<3:tangible
:<3:moveable
:<3:homogeneous
:<3:cash, good
scope
property
provide compensation to the insured :checkered_flag:
pecuniary
provide insured to in event monetary loss :checkered_flag:
Insurance and takaful risk
insurance
i)General business
:check:fire
:check:aviation(aircraft,cargo)
:check:marine
:check:engineering
:check:accident
ii)Life business
ordinary life policies :<3:
:<3:group
:<3:morgage(individual/group)
takaful insurance
i) General takaful
:red_flag:Motor Takaful
:red_flag:Accident Takaful
:red_flag:Rumah Desa Takaful
ii)Family takaful
:confetti_ball: Siswa Takaful Plan
:confetti_ball:Family Takaful Plan
:confetti_ball:Health Takaful
:confetti_ball:PTKB Takaful
comparison
conventional insurance
security of profit(purpose) :star:
buying and selling as product(activity) :star:
payment premium :star:
ownership fund with insurance company :star:
investment any financial product :star:
no sharing with insured :star:
contract of exchange :star:
Takaful - Islamic Insurance
purpose security/co-operation :pencil2:
co-operation activity :pencil2:
payment donation/contribution :pencil2:
ownership fund with members/participants :pencil2:
investment only shariah compliant :pencil2:
conceptual element based Taawun :pencil2:
Tabarru contract :pencil2: