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AS 2 CH4 insurance to protect savings (1 Extended health insurance(EHC) …
AS 2 CH4
insurance to protect savings
1 Extended health insurance(EHC)
(a required underwriting
reimbursement plan
allows Medical expense tax credit)
coverage for MSP not cover
Medical Care
drug/ AD and D / vision/ ambulance
dental care
3 levels
Travel insurance
Medical expense / luggage lost / trip cancellation / return ill traveler to home
Comprehensive version
pre-existing condition
(pre-claim underwriting)
If diagnose sickness prior to departure (90-180 days)
Exclusion
hazardous activities/ watch list country / non-emergency treatment
Group EHC
tax credit if employee pay premium
pre-existing condition too
coverage is very limited
Accident&sickness (A&D)
Deductible(fixed pay for life insured)
first claim of the year only
cost-insurance(%)
coordination of Benefit (COB)