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INTRODUCTION TO TAKAFUL PROPERTY AND PECUNIARY (COVENTIONAL VS ISLAMIC…
INTRODUCTION TO TAKAFUL PROPERTY AND PECUNIARY
SCOPE OF TAKAFUL PROPERTY AND PECUNIARY INS
PROPERTY : every material things/physical also known as mal in arabic words
tangible
intangible
pecuniary loss (intangible)
CATEGORIES OF MAL WHICH CAN BE COVERED
tangible / intangible
valuable property
moveable /immovable
homogeneous
usable,cash,good
FAMILY TAKAFUL ( family takaful plan, family takaful plan for education, annuity scheme of takaful)
GENERAL TAKAFUL ( motor takaful, accident takaful, rumah desa takaful scheme
SHARIAH VIEW ON THE CONVENTIONAL
INSURER
LEGAL CONTRACT
INSURED
COVENTIONAL VS ISLAMIC
PURPOSE
ACTIVITY
PAYMENT
OWNERSHIP OF FUND
ROLE
INVESTMENT
SHARING OF SURPLUS