S&S QRG (Commercial Motors ('Rather easy' (Who can we insure?,…
Diff 'Goods carrying vhcl / personal vhcl'
How to identify the vehcl
Do they need a biz pack with us to add a Com Motor cover?
How do you inted to use the vhcl
Who can we insure?
Differentiate it from Personal Lines
eg. Customer can take out Third Party without a comprehensive cover
Identify quickly what offering depending on market and customer need
Do you have/ want PI?
one or 2 policies
Only covers in case of unforeseen events
ref the dry-cleaner case study
Only covers what's under Biz Property
Only elements under Section 1 are covered
articulate possible scenarios relating to customer
Getting to the customers' possible 'exposure'
Business Property - Section 1 (contents)
Start with business contents
Mach Equip breakdown
Values/ sum ensured
has to be specified
Specified/ unspecified content
Breakdown the cost
Rework Portal QRGs in Section order
ref. 'Section names doc' JG
Validate if page 1 of Portal QRG is relevant
Ref. Existing QRGs for Online Biz pack
List Key Benefits
Need strict and straightforward UW guidelines
Have a Biz QRG and a Liability QRG