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Prudential Life Insurance (Protection (PRU Safe, PRU Premier Cover, PRU…
Prudential Life Insurance
Protection
PRU Safe
PRU Premier Cover
PRU-Care Plus
Investment
PRU-WholeLife Cover
Phú-Bảo Gia Thịnh Vượng
PRU-Wealth Assured
Retirement
PRU-WholeLife Cover
Retirement Plan
Pru-Retire Smart
Saving
PRU-WholeLife Cover
Education Plan
Withdraw cash
Cash withdrawal from Excess Premium Account value at any time.
Cash withdrawal from Target Premium Account value from Policy Year 3rd onwards
(the withdrawal amount does not exceed 80% of Target premium account value after deducting fees)
TOP UPS:
Maximum of 3 times of Target premium per year during the first policy year, and with maximum of Target Premium per year for subsequent policy years.
Top-ups can be made after full payment of Target Premium till current Policy year and riders’ premium till current due date, if any.
Prudential reserves the right to stop receiving top up at any time during the policy term with notification to the Policy Owner
Child’s education plan is secured with guaranteed
minimum crediting rate
as follows:
1st year: from 4.5% pa
2nd -- 10th year: from 3% pa
11th -- 15th year: 2.5% pa
16th year onward: 0.5% pa
Receive a zero-interest cash advance
up to 50% of Policy Account Value (PAV) should the LA suffer from terminal illness
The cash advance does not exceed VND 500 mil. During the cash advance period, the PAV remains unchanged and is still entitled to earn interest on 100% of PAV.
The maximum advance period is 6 months.
After 6 months, if LA is still alive and Policyowner has not returned the cash advance, this cash advance will be deducted from PAV
PRU-edusaver
PRU-Nurturing Talents