Create wealth (Aim to have better corpus by the end of defined time period: Retirement, Children Education, Marriage, Retirement holidays)

Fight inflation (Deal with inevitable growing cost of living)

Generated 14-15% CAGR,
Some indian companies yielded 20% CAGR

Sources of income: Rental Income and Capital appreciation

Typical investor allocation:
Young investor = 70%(Equity) + 20%(Precious metals) + 10%(Fixed income investments)
Retired persion = 80%(Fixed income investments) + 10%(Precious metals) + 10%(Equity)

Risk and return go hand in hand. Higher the risk, higher the return. Lower the risk, lower the return

FD with 9% return and inflation at 10% means you are losing 1% per annum

Historically equity investment yielded 14-15%. But they are risky

Real Estate investment requires large cash and can't be done with smaller amounts

Gold and Silver are safer, but the return has not been encouraging

Choose instrument that suits your risk and return appetite

Equity should part of your investment to beat the inflation in the long run