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practice exam (accelerated death benefit option (NO increase in premium.,…
practice exam
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twisting
The act of using misrepresentation to induce an insured person to terminate an existing policy and purchase a new policy
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credit life application
acceptance of a credit life application requires the submission of a certificate of insurance to the insured within 30 days.
accident and health policy requires payment of an additional premium to provide coverage for a newborn
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Coinsurance
is an indemnity plan limitation that will pay the dental bills after a small amount is paid first by the insured.
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group HMO
provides health care services from a central facility, most often found in larger cities.
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60 days
how long you have, after you receive the funds from your IRA, to complete the rollover to another IRA
Medicare Assignment
a provider who accepts it must accept payment based upon a defined medicare schedule as payment in full
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20 days
written notice for a health claim must be given to the insurer 20 days after the occurrence of the loss
hipaa provides that 10% excise tax for early withdrawal from iras will not apply to the extent a withdrawal is used for medical expenses that exceed 7.5% of the individual's adjusted gross income
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in michigan, legal action can be taken for up to 6 years against an insurer for failure to pay LIFE insurance claims after proof of loss was submitted