Any vehicle that fits the definition of "newly acquired auto", which is the next definition in the policy, is a "your covered auto".
If an eligible vehicle is acquired by someone other than a "you", it is not a "newly acquired auto". For example, if Karen's son buys a new car, it is not a "newly acquired auto" under Karen's Personal Auto Policy. "Newly acquired auto" coverage does NOT extend to a "family member".
Likewise, an ineligible vehicle acquired by Karen would not be a "newly acquired auto". For example, Karen buys a 35-foot motor home. A Personal Auto Policy with no endorsements does not include in the definition of "newly acquired auto" vehicles other than private passenger autos, or pickups or vans with GVWR and delivery restrictions.
Eligible vehicle (private passenger, auto, pickup, or van with GVWR and delivery restrictions)